Ray Insurance’s specially designed insurance program for ready-mix companies is tailored to protect the work and property of your unique ready-mix operation.

Our customizable program offers a variety of coverages and services to fit your unique insurance needs.

Available Coverages

  • Commercial auto liability/physical damage (minimum deductible $1000)
  • General liability
  • Employee benefit liability
  • Employment practices liability
  • Property
  • Crime
  • Personal computers, EDP equipment, data, media, and phones
  • Workers’ compensation and employer’s liability (except in OR & WA)
  • Umbrella
  • Cargo
  • Inland marine
  • Equipment breakdown
  • Medical payments/PIP deductibles available

Enhancement endorsements available for general liability, property, and auto