Personal insurance is just that, personal. No two situations are exactly alike, so policies vary case by case.
Whether you are in your first apartment or buying a $1 million home, we can handle both ends of the spectrum and everything in between.

At Ray Insurance, our Personal Lines specialists work with you to tailor an insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable costs our carriers can provide.

We offer the following personal insurance products:

  • Homeowners
  • Personal Automobile
  • Umbrella / Excess Liability
  • Scheduled Jewelry & Personal Articles
  • Fine Arts, Antiques & Collectibles
  • Flood
  • Boat, Yacht & Personal Watercraft
  • Motorcycle & ATV
  • Identity Fraud and other special risks